How to Choose a Retirement Community

Step by step
How to Choose a Retirement Community

Finding a place to spend your retirement is perhaps one of the most important decisions that you'll ever make. You want a place that is comfortable, not too restrictive, and is within your budget. But how to choose a retirement community from a sea of retirement communities? It isn't as hard as you would think!

Check Out the Price

piggy bank money

This is an important, albeit boring, part of finding a retirement community. Before choosing, you need to know if you can afford to live there. So, before falling in love with a particular community, you should always make sure that it's within your budget. Some communities offer financing, and some will negotiate with you, as well.

What Sort of Health Care Does It Have?

medical doctor medicine

Depending on your own health, this may be either a minor issue or a major one. For those who are relatively healthy, you can choose a retirement community that doesn't have as much of a medical lean to it. If you're already in poor health, however, or if you see yourself in poor health in the next few years, it's better to pick a more health-care-friendly option.

How “Assisted” Is It?

woman wheelchair care

Once again, this has to do more with you and how you can handle things than a cut and dry answer. For those who have good mobility, no assistance to minimal assistance should be perfectly adequate to get through the day. However, those with mobility problems may need more hands-on care throughout the entirety of the day.

Do They Have Restrictions?

please keep off the grass sign

You'll find that nearly all retirement communities have restrictions. However, some are a lot more strict than others. If you prefer to be a free spirit, don't decide to move to a retirement community that is run like a military base! Likewise, if you can't stand people not following a set schedule, a more strict community might be best for you.

How Are the Staff?

women laughing nice

Another important one, especially since so many retirement community staff members have been caught being cruel nowadays. Talk with the staff, but also observe how the staff treat other members...and ask the members themselves how the staff treats them. Anything less than professional should be an immediate deal breaker.

What's the Climate Like?

weather temperature

Everyone loves to go to sunny Florida for their retirement. Fewer love the fact that summer days can quickly rise into the triple digits during the summer. Before deciding on a specific area, make sure that you can handle their climate. You don't want to over-heat or develop hypothermia every time you go for a walk outside.

What Activities Are There?

bingo activity fun

Because just sitting around watching paint dry is a really boring way to spend some of the best years of your life. A lot of good retirement communities have schedules chock full of fun activities, including games, lectures, classes, and clubs. If you're the kind of person that would love to be kept busy, look for a place that offers this!

Finding a good retirement community is a matter that most people find complicated. However, with a bit of knowhow and forethought, you can pick the right place for you.

Related articles